Travel Insurance Resources
How and where to compare companies, policy components, and
buy travel insurance for an upcoming trip abroad.
When planning a trip overseas, nobody loves imagining unfortunate horror story situations or worst-case scenarios. However, whether you like it or not, international travel always carries some degree of uncertainty and risk.
Things happen.
Whether you’re taking a trip to another country for business, leisure, or some other purpose, travel insurance can save you a lot of money, time, and frustration if something goes wrong while you’re away from home.
A comprehensive insurance plan is like a safety net that can help you cover your expenses if something unexpected happens, like a sudden illness, accident, injury, or some other serious mishap that one can face during a trip.
Travel Insurance Comparison Sites
Websites that let you compare multiple companies and plans on a single platform.
Such marketplaces make it easier to shop around for plans that fit your destination, specific travel needs, and budget.
Travel Insurance Companies
Here’s a list of individual insurers. Feel free to browse their websites for detailed policy details and to obtain a free quote.
What Does Travel Insurance Cover?
Depending on which policy you eventually choose to buy, it may (or may not) include coverage for things like:
- Trip cancellation
- Trip interruption
- Missed connection
- Baggage delay, damage, or loss
- Medical care expenses
- COVID-19 coverage
- Dental care
- Pre-existing conditions
- Emergency medical evacuation
- Accidental death and dismemberment
- 24-Hour emergency assistance
- Hazardous activities / extreme sports
- Rental car damage
As you can imagine, there is no one-size-fits-all best travel insurance policy, since the ‘right’ option for you depends on your individual needs. Before deciding whether to buy a certain plan or not, carefully check what components it includes to fully understand what’s covered and what is not.
Every policy has limits, exclusions, restrictions, deductibles, and fine print, so be sure to read the terms in great detail so you can analyze where you are covered, where you are exposed to risk, and to what degree.